What does a funeral plan include?

Funeral plans provide a structured approach to organising a meaningful and dignified farewell for your loved one.  

In this article, we will explore the key components of a funeral plan, helping you understand what to expect and providing guidance to ensure a respectful and personalised tribute. We understand the importance of this process and our aim is to provide support and information to help you make informed decisions.

Funeral planning: a holistic approach 

Planning a funeral involves a range of considerations to ensure that all aspects of the farewell are handled with care and sensitivity. 

Funeral home services

Consultation and arrangements

Funeral plans usually include a consultation with a funeral director to discuss your preferences, budget and any specific cultural or religious requirements. The funeral director will guide you through the entire process, helping you make informed decisions about the ceremony, burial or cremation and other relevant details.

Transfer and care of your loved one

Funeral plans encompass the transfer of your loved one from the place of death to the funeral home, ensuring respectful and dignified handling. The funeral home will aim to provide professional care, including embalming (if desired), preparation and dressing of the deceased.

Viewing and visitation 

A funeral plan often includes provisions for viewing or visitation, allowing family and friends to pay their last respects. The funeral home will provide a tranquil and appropriate space for these gatherings, ensuring a comfortable environment for those attending.

Ceremony and memorialisation 

Funeral service 

Funeral plans cover the arrangement and coordination of the funeral service, whether it is held at a place of worship, a funeral home chapel, or other preferred venue. The plan typically includes a casket or an urn, funeral flowers and necessary equipment and facilities to conduct a ceremony.

Officiant or celebrant

A funeral plan often includes the services of an officiant or celebrant who will lead and facilitate the funeral service. The chosen individual will work closely with you to create a meaningful ceremony that honours the life and legacy of your loved one.

Music, readings and eulogies

Funeral plans account for the inclusion of music, readings and eulogies during the service. You can choose meaningful songs, poems or passages that reflect the personality and beliefs of your loved one. The funeral director can assist in coordinating these elements to ensure a seamless and memorable tribute.

Commemorative materials

Funeral plans might also include commemorative materials, such as printed order of service booklets or memorial cards. These items can serve as keepsakes for attendees and can be personalised to reflect the life and personality of your loved one.  

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Burial or cremation arrangements

Burial options

If you choose burial as the final disposition, funeral plans will include the necessary arrangements. This typically involves coordinating with a cemetery or burial site, securing a burial plot and ensuring compliance with any legal or cultural requirements.

Cremation options

For those opting for cremation, funeral plans cover the entire cremation process. This includes the use of a crematorium, the preparation of the deceased for cremation and the return of the ashes in a chosen urn.

Transportation and logistics 

Hearse and funeral vehicles 

Funeral plans often include the provision of a hearse and funeral vehicles to transport the deceased and the funeral party to the designated locations. These vehicles ensure a dignified and respectful transfer during the funeral proceedings.

Documentation and legal assistance 

A funeral plan may include assistance with necessary documentation, such as obtaining death certificates and organising any required permits or authorisations. The funeral home can guide you through these administrative processes, easing the burden during this challenging time.

Aftercare and support 

Grief support services

Many funeral plans include access to grief support services. These services may consist of counselling, support groups or resources that can assist you and your family in navigating the grieving process and adjusting to life after the loss of a loved one.  

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Prepayment options

Some funeral plans offer the option to prepay for the funeral services. This allows you to secure the arrangements at current prices, protecting you from future cost increases. Prepaying also helps alleviate the financial burden on your family during an already challenging time. Discuss the prepayment options available with the funeral home to determine if this is a suitable choice for you.  

A funeral plan encompasses various elements necessary to create a meaningful and dignified farewell for your loved one. By understanding the components typically included in a funeral plan, you can make informed decisions and ensure that every aspect of the ceremony reflects their life and legacy. Funeral homes and directors are there to provide support and guidance, helping you navigate the process with care and sensitivity. A funeral plan allows you to focus on honouring and celebrating the life of your loved one while providing a meaningful tribute that brings comfort to family and friends.